WHAT IS ALERTPAY ,& PAYPAL

---AlertPay is an internet payment service allowing you
to send and receive money online securely and quickly.
AlertPay.com, a privately owned and managed company founded
in 2004, is an electronic wallet (e-wallet) payment system
enabling any business or consumer with email to send and receive
internet payments securely, quickly and cost-effectively.
With its office headquarters in Montreal, Canada,
AlertPay is available to users all around world.Accepted currencies
As of March 2008, Alertpay accepts the following currencies:
U.S. Dollar, Canadian Dollar,EuroPound Sterling ,South Africa Rand,
Australian Dollar,Bulgaria Leva Czech Republic Koruny Denmark
Kroner Estonia Krooni
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--Paypal is an online payment system that enables its users to
send money online, using their credit/debit card, funds from
their bank account or Paypal account balance.
--Paypal also serves as an online wallet that enables users
to save online, and even invest in the Money Market (US users only).
--Paypal users can also receive money online and later withdraw it
to their local or US bank account, request for a cheque from Paypal,
or withdraw funds using a Paypal debit card or shop online.

--Features offered by Paypal vary from country to country.
For example, local bank withdrawal is unavailable to users in Malaysia
(who however can withdraw to a US bank account), but is available
to users in Singapore. Many countries (including South Africa)
can only send money via Paypal,and do not have the privilege of
receiving funds via Paypal.
--Paypal is available to users in only 190 countries and the US-based
company lays claim to over 100 million accounts. This makes Paypal
a must for any serious online merchant. Leading online stores like
Dell, Skype, ebay etc accept funds via Paypal.
--Another good feature of Paypal is that it shields your financial
payment information(credit/debit card and or bank account details)
to a large extent.You only need to store your financial information
with Paypal, and do not need to share it with merchants or
other Paypal users since all you need to complete a transaction
is your email address(one attached to Paypal) and Paypal account password
when making payment.
--Paypal is not without downsides. Users contend that Paypal does not
pay interest on the money it stores on behalf of its users though it
earns interest on such money in its own bank accounts.
--Others point out to the fact that all a crook needs is your
Paypal-attached email address and account password to gain access and
wipe out your account balance.
--I can however point out that going by Paypal huge responsibility
of securing over 100 million accounts, various security checks balances
are in place to reduce the incidence of fraud to the barest minimum.
--The security measures I know of are too innumerable for me to list here.
--How can Paypal be of use to you? Your use of Paypal will depend on what
exactly you intend to do online. Are you an online shopper, a small-time seller
or a full-blown merchant? Paypal has something for you.
--Personal Accounts:This allows users to send/receive money online
for free but receiving credit/debit card payment is limited to
5 times a year and attracts charges higher than Premier/Business accounts.
This allows users to access the following: eBay Tools, Merchant Services,
Accept credit or debit cards, PayPal ATM/Debit Card.
This functions basically as a Premier account with the added benefit
of being able to do business in the name of your company and also provide
multiple access (with varying degree of control) to the Paypal account
PayPal allows members to have one Personal account and one Premier
or Business account. However, each PayPal account must contain unique email addresses and financial information. You may upgrade your account at any time.
e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation,
100% backed at all times by gold bullion in allocated storage.Here to stay
e-gold is always as good as the gold it's backed with - this year, next year,
a thousand years from now.Trustworthy
Pursuant to the e-gold.com e-gold Account User Agreement ,
the physical bullion that comprises the value backing e-gold must be
insulated from physical, legal and political risks. Title is held by e-gold.com
The e-gold Bullion Reserve Special Purpose Trust that exists for the express purpose of holding bullion for the exclusive benefit of all e-gold
account holders collectively.e-gold Ltd. offers an unprecedented level of transparency: total e-gold in circulation vs. total bullion reserves are
provided in real-time via the e-gold.com/examiner,e-gold Examiner accessible
from the e-gold website.World Wide Money e-gold is accounted by weight of metal,
not US$ or any other national currency unit. Weight units have a precise, invariable, internationally recognized definition. Additionally,
precious metals, gold in particular, enjoy a long history of monetary use around the world. Thus, e-gold is ideally suited for international transactions.It costs nothing to open an e-gold account. There is no credit check. There is no minimum balance requirement. There is no concept of a "merchant account" in that all e-gold accounts may Spend e-gold or receive e-gold payments.